A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and keep an eye on the details. Let us assist you with every step towards purchasing your new home.
1. Get Financially Prepared
It is essential to have your finances in order before you start the homebuying process. Gathering and reviewing your information (i.e., income, tax returns, credit score and financial statements) ahead of time will help speed up the mortgage application process and give you a better understanding of the payment amount you are comfortable committing to.
2. Contact RB Mortgage LLC
Our loan officers are here to guide you through each step and help make your homebuying journey an easy process.
3. Get Pre-Qualified
A pre-qualification is free with no obligations. With a pre-qualification letter, your real estate agent will be able to demonstrate that you are a qualified and capable borrower.
4. Get a Real Estate Agent
A real estate agent can be one of the most critical resources of the homebuying process. Let RBFCU's preferred real estate partner, Kuper Sotheby’s International Realty, represent you as a buyer and help find the home you love.
5. Find Your Home
It's important that you provide your real estate agent with as much detail as possible to help find the perfect match. Make a list of all the traits of interest to give you and your agent a clear picture.
6. Complete Your Mortgage Application
Once you find your home, you can complete the mortgage application with your loan officer. We'll help make this process as easy as possible.
7. Welcome Home
Congratulations, you are officially a new homeowner and can move into your new home.